TIJORAT BANKLARI KREDIT PORTFELINING TAHLILI
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kredit portfeli, tijorat banki, kredit sifati, Trastbank, O‘zsanoatqurilishbank, to‘lovga layoqatsiz kreditlar, bank tahlili.Abstrak
Ushbu maqolada O‘zsanoatqurilishbank ATB va Trastbank XAB misolida tijorat banklarining kredit portfeli tarkibi, sifati va rivojlanish tendensiyalari tahlil qilingan. Banklarning kreditlash strategiyasi, mijozlar segmentatsiyasi, kreditlarning sohalar bo‘yicha taqsimoti hamda to‘lovga layoqatsizlik darajasi statistik ko‘rsatkichlar asosida o‘rganilgan. Shuningdek, har ikkala bank kredit portfeli holatining qiyosiy tahlili o‘tkazilib, ularni takomillashtirish bo‘yicha tavsiyalar ishlab chiqilgan.
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O‘zbekiston Respublikasi Markaziy bankning rasmiy sayti www.cbu.uz ma’lumotlari
O‘zsanoatqurilishbank ATBning yillik hisobotlari. www.sqb.uz
XAB Trastbankning yillik hisobotlari www.trastbank.uz
