TO‘LOVGA LAYOQATLILIK KO‘RSATKICHLARI VA MOLIYAVIY INSTITUTLAR INQIROZINING IQTISODIY OQIBATLARI: SILIKON VALLEY BANK MISOLIDA

TO‘LOVGA LAYOQATLILIK KO‘RSATKICHLARI VA MOLIYAVIY INSTITUTLAR INQIROZINING IQTISODIY OQIBATLARI: SILIKON VALLEY BANK MISOLIDA

Авторы

  • Usmonov Bunyod Toshkent davlat iqtisodiyot universiteti
  • Olimjonova Munisa Nuriddin qizi Toshkent davlat iqtisodiyot universiteti Buxgalteriya hisobi fakulteti talabasi

Ключевые слова:

To‘lov qobiliyati, kapitalning yetarlilik koeffitsiyenti, likvidlilik, moliyaviy koeffitsiyentlar, risk, bank operatsiyalari, moliyaviy zaiflik, tizimli risk.

Аннотация

Ushbu tadqiqot moliyaviy barqarorlikni baholashda to‘lovga layoqatlilik koeffitsiyentlarining rolini va ularning Silicon Valley Bank (SVB) bankining inqirozini tahlil qilishda qo‘llanilishini o‘rganadi. SVB inqirozi holati tahlil qilinib, to‘lovga layoqatsizlik davrida to‘lovga layoqatlilik koeffitsiyentlarining ahamiyati ta’kidlandi. Moliyaviy jihatdan barqaror ko‘rinishiga qaramay, SVB foiz stavkalariga ta’sirchanlik, likvidlik taqchilligi va xatarlarni noto‘g‘ri boshqarish kabi jiddiy xavflarga duch keldi, bu esa uning qisqa muddatda bankrot bo’lishiga olib keldi. Natijalar kelajakdagi bank inqirozlarining oldini olish uchun xatarlarni baholashga yanada keng qamrovli yondashuvni qo‘llash zarurligini ko‘rsatmoqda.

Библиографические ссылки

Enyi, E. P. (2008). A comparative analysis of the effectiveness of three solvency management models. Available at SSRN 1138357.

Berger, A. N., & Bouwman, C. H. (2013). How does capital affect bank performance during financial crises?. Journal of financial economics, 109(1), 146-176.

Aharon, D. Y., Ali, S., & Naved, M. (2023). Too big to fail: The aftermath of Silicon Valley Bank (SVB) collapse and its impact on financial markets. Research in International Business and Finance, 66, 102036.

Barth, J. R., Caprio Jr, G., & Levine, R. (2013). Bank regulation and supervision in 180 countries from 1999 to 2011. Journal of Financial Economic Policy, 5(2), 111-219.

Blessing, H., & Sakouvogui, G. (2023). Impact of liquidity and solvency ratios on financial performance: a comprehensive analysis. Indonesia Auditing Research Journal, 12(3), 102-115.

Analysis: Silicon Valley Bank’s Bankruptcy https://latribune.lazardfreresgestion.fr/en/analysis-silicon-valley-bank/

SVB Financial Group Announces 2021 Fourth Quarter and Full Year Financial Results (2021 Fourth Quarter Financial Results), 1, January 20, 2022, https://s201.q4cdn.com/589201576/files/doc_financials/2022/01/4Q21-Earnings-Release-FINAL.pdf

Drechsler, I., Savov, A., Schnabl, P., & Wang, O. (2023). Banking on uninsured deposits. Available at SSRN 4411127.

Review of the Federal Reserve’s Supervision and Regulation of Silicon Valley Bank, 2023.

Effects of Silicon Valley Bank collapse

https://globaledge.msu.edu/blog/post/57251/effects-of-the-silicon-valley-bank-colla

https://www.fdic.gov/news/financial-institution-letters/2020/fil20020a.pdf

https://www.policycenter.ma/sites/default/files/2023-03/PB_15-23_Hinh.pdf

Usmonov, B. (2024). Evaluation of Capital Assets in Companies of Uzbekistan. Miasto Przyszłości, 52, 21-24.

Aharon, D. Y., Ali, S., & Naved, M. (2023). Too big to fail: The aftermath of Silicon Valley Bank (SVB) collapse and its impact on financial markets. Research in International Business and Finance, 66, 102036.

Silicon Valley Bank balance sheet by FDIC. https://www.fdic.gov/system/files/2024-08/10539-6-30-2024-balance-sheet.pdf

Analysis: Silicon Valley Bank’s Bankruptcy

https://latribune.lazardfreresgestion.fr/en/analysis-silicon-valley-bank/

Usmonov, B. (2024). Evaluation of Efficiency of Capital Management in Joint-Stock Companies in the Chemical Sector: The Case of Uzbekistan. In Development of International Entrepreneurship Based on Corporate Accounting and Reporting According to IFRS (Vol. 33, pp. 67-74). Emerald Publishing Limited.

Burkhanov, A. U., Tursunov, B. O., Usmonov, B., & Mamayusupova, S. U. (2024). Assessment of Financial Security of Joint-Stock Companies: The Case of Uzbekistan. In Development of International Entrepreneurship Based on Corporate Accounting and Reporting According to IFRS: Part B (pp. 205-213). Emerald Publishing Limited.

Опубликован

2025-05-01

Как цитировать

TO‘LOVGA LAYOQATLILIK KO‘RSATKICHLARI VA MOLIYAVIY INSTITUTLAR INQIROZINING IQTISODIY OQIBATLARI: SILIKON VALLEY BANK MISOLIDA. (2025). Научный журнал актуарных финансов и бухгалтерского учета, 5(05), 231-241. https://doi.org/10.55439/AFA/vol5_iss05/999