FINANCIAL LITERACY IN UZBEKISTAN: BUILDING A SUSTAINABLE FUTURE
Ключевые слова:
Financial literacy, Uzbekistan, sustainable development, financial education, digital literacy, economic resilience, financial decision-making, economic disparities, sustainable growth.Аннотация
Financial literacy plays a crucial role in promoting economic stability and sustainable development in emerging economies like Uzbekistan. This article examines the current state of financial literacy in Uzbekistan, emphasizing its impact on individual financial decision-making and overall economic resilience. The study identifies key challenges, such as limited access to financial education, insufficient understanding of budgeting, savings, and investments, and the growing need for digital financial literacy. By analyzing recent initiatives and programs aimed at improving financial literacy, the article provides policy recommendations to foster a financially literate population. Enhanced financial knowledge and skills are essential for empowering individuals, reducing economic disparities, and ensuring sustainable growth in Uzbekistan's rapidly evolving financial landscape.
Библиографические ссылки
Asian Development Bank (ADB). (2022). Financial Inclusion, Regulation, and Literacy in Uzbekistan. Retrieved from https://www.adb.org
World Bank. (2021). Improving Financial Inclusion in Emerging Economies: The Case of Uzbekistan. Retrieved from https://blogs.worldbank.org
International Finance Corporation (IFC). (2020). Financial Capability and Inclusion in Developing Countries. Retrieved from https://www.ifc.org
Global Financial Literacy Excellence Center (GFLEC). (2021). Financial Literacy Around the World: Insights and Recommendations. Retrieved from https://gflec.org
AFI Global. (2023). Building Financial Literacy Through Edutainment: Central Bank of Uzbekistan’s Experience. Retrieved from https://www.afi-global.org
Organisation for Economic Co-operation and Development (OECD). (2020). OECD/INFE 2020 International Survey of Adult Financial Literacy. Retrieved from https://www.oecd.org
IFAC. (2018). The Cost of Financial Illiteracy: Implications for Economic Stability. Retrieved from https://www.ifac.org
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