TIJORAT BANKLARI DEPOZIT BAZASINI MUSTAHKAMLASHNING O’ZIGA XOS XUSUSIYATLARI
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tijorat banklari, depozit bazasi, depozit siyosati, bank resurslari, moliyaviy barqarorlik, bank likvidligi, muddatli depozitlar, mijozlar ishonchi, passivlar tarkibi, raqamli bank xizmatlari, bank raqobatbardoshligi.Abstrak
Mazkur maqolada tijorat banklari depozit bazasini mustahkamlashning o‘ziga xos xususiyatlari, uning bank resurs bazasi barqarorligini ta’minlashdagi ahamiyati hamda moliyaviy vositachilik faoliyatiga ta’siri yoritilgan. Depozit bazasini mustahkamlash banklarning uzoq muddatli kreditlash imkoniyatlarini kengaytirish, likvidlik darajasini saqlash, passivlar tarkibini maqbullashtirish va mijozlar ishonchini oshirishning muhim sharti sifatida baholanadi. Shuningdek, maqolada depozit siyosatini takomillashtirish, muddatli va barqaror depozitlar ulushini oshirish, raqamli bank xizmatlari orqali mijozlar bazasini kengaytirish hamda banklararo raqobat sharoitida depozit resurslarini samarali boshqarishning ilmiy-amaliy jihatlari tahlil qilingan.
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