“KICHIK BIZNES SUB’YEKTLARINI RIVOJLANTIRISHDA INNOVATSIYALARDAN FOYDALANISHNING HORIJIY MAMLAKATLAR TAJRIBALARI VA ULARNI MAMLAKATIMIZDA QO‘LLANISH ASPEKTLARI”. Scientific Journal of Actuarial Finance and Accounting 4, no. 02 (March 31, 2024): 303–313. Accessed April 4, 2025. https://finance.tsue.uz/index.php/afa/article/view/126.