“MINTAQADA XIZMAT KO‘RSATISH SOHASI KORXONALARI RAQOBATBARDOSHLIGINI OSHIRISH”. Scientific Journal of Actuarial Finance and Accounting, vol. 5, no. 06, June 2025, pp. 54-61, https://doi.org/10.55439/AFA/vol5_iss06/1016.