“IJTIMOIY SOLIQ IMTIYOZLARI VA STAVKALARINING PENSIYA JAMG‘ARMASI DAROMADLAR BAZASIGA TA’SIRI TAHLILI”, AFA, vol. 6, no. 06, pp. 138–147, Jun. 2026, doi: 10.55439/AFA/vol6_iss06/1440.