“MOLIYAVIY INSTRUMENTLAR HISOBI NAZARIY YONDASHUVLARINING EVOLYUTSIYASI: TASNIF, BAHOLASH, QADRSIZLANISH VA XEJIRLASH KONSEPSIYALARI” (2026) Scientific Journal of Actuarial Finance and Accounting, 6(11), pp. 25–33. doi:10.55439/AFA/vol6_iss11/1560.