“OZIQ-OVQAT SANOATIDA YUQORI TEXNOLOGIYALI ISHLAB CHIQARISHNI RIVOJLANTIRISHDA TEXNOLOGIYALAR TRANSFERI MEXANIZMLARINI TAKOMILLASHTIRISH” (2026) Scientific Journal of Actuarial Finance and Accounting, 6(07), pp. 57–64. doi:10.55439/AFA/vol6_iss07/1472.