“TIJORAT BANKLARI TOMONIDAN MAHALLALARDA KAMBAG’ALLIKNI QISQARTIRISHGA KOʻMAKLASHISH: MAHALLABAY TIZIM ASOSIDA EMPIRIK TAHLIL VA STRATEGIK TAVSIYALAR”. 2026. Scientific Journal of Actuarial Finance and Accounting 6 (06): 200-206. https://doi.org/10.55439/AFA/vol6_iss06/1446.