USING MACHINE LEARNING IN BANKS TO FORECAST LOAN DEFAULTS: PART 2. Scientific Journal of Actuarial Finance and Accounting, [S. l.], v. 6, n. 03, p. 1–12, 2026. DOI: 10.55439/AFA/vol6_iss03/1331. Disponível em: https://finance.tsue.uz/index.php/afa/article/view/1331.. Acesso em: 20 mar. 2026.