YER RESURSLARIDAN FOYDALANISHDA SINERGIK YONDASHUV MOHIYATI VA AMALIY AHAMIYATI. Scientific Journal of Actuarial Finance and Accounting, [S. l.], v. 6, n. 01, p. 40–45, 2026. DOI: 10.55439/AFA/vol6_iss01/1282. Disponível em: https://finance.tsue.uz/index.php/afa/article/view/1282.. Acesso em: 2 feb. 2026.