MINTAQANI INNOVATSION RIVOJLANTIRISHDA BIZNES TUZILMALARINING KOGNITIV USTUNLIK TIZIMINI SHAKLLANTIRISH MEXANIZMLARI. Scientific Journal of Actuarial Finance and Accounting, [S. l.], v. 5, n. 09, p. 48–56, 2025. DOI: 10.55439/AFA/vol5_iss09/1200. Disponível em: https://finance.tsue.uz/index.php/afa/article/view/1200.. Acesso em: 23 oct. 2025.