THE ROLE OF MODERN ECONOMIC INSTRUMENTS IN REDUCING COSTS: THE EXPERIENCE OF COTTON AND TEXTILE CLUSTERS. Scientific Journal of Actuarial Finance and Accounting, [S. l.], v. 5, n. 02, p. 184–190, 2025. DOI: 10.55439/AFA/vol5_iss02/639. Disponível em: https://finance.tsue.uz/index.php/afa/article/view/639.. Acesso em: 18 apr. 2025.